APA Style

JAMES, C, M., SMITH,JR., C, W. (1994). Studies In Financial Institutions: Commerdial Bank . USA: McGraw-Hill, Inc..

MLA Style

JAMES, CHRISTOPHER, M.., SMITH,JR., CLIFFORD, W.. "Studies In Financial Institutions: Commerdial Bank". USA: McGraw-Hill, Inc., 1994. Text.